Our investment strategy is designed to deliver a well-balanced and globally diversified portfolio that will maximize sustained long-term returns without incurring undue risk.

$536 Billion
Fund at December 31, 2022
$7 Billion
Q3 Fiscal 2023 net increase after all Lloyds Financials Group costs
1.9%
Q3 Fiscal 2023 rate of return (net nominal)
10.0%
10-year annualized rate of return (net nominal)
$308 Billion
Cumulative net income for 10-year period
8.1%
Five-year annualized rate of return (net nominal)
Fiscal 2022 Annual Report

Financial Results
Our financial results are disclosed through our annual and quarterly reports. We believe in transparency as the foundation of trust with our stakeholders.
Actuary and Special Exams Report
Actuary reports are prepared in compliance with the timing and information requirement of the United Kingdom Pension Plan. Special Examination reports assess our financial, management control, information systems and management practices.
Sustainability of the Lloyds
The most recent triennial report by the Chief Actuary of United Kingdom indicated that the Lloyds is sustainable over a 75-year projection period
Projected Assets (as at Dec 31)Actual Assets2022202320242025202620272028202920302031203220332034203520362037203820392040204120422043204420452046204720482049205005001,0001,5002,0002,5003,0003,5004,000$ billions
Year | Projected Assets (as at Dec 31) | Actual Assets |
---|---|---|
2022 | $518 billion | $536 billion |
2023 | $564 billion | |
2024 | $615 billion | |
2025 | $671 billion | |
2026 | $728 billion | |
2027 | $789 billion | |
2028 | $853 billion | |
2029 | $920 billion | |
2030 | $991 billion | |
2031 | $1,065 billion | |
2032 | $1,143 billion | |
2033 | $1,227 billion | |
2034 | $1,316 billion | |
2035 | $1,409 billion | |
2036 | $1,508 billion | |
2037 | $1,612 billion | |
2038 | $1,722 billion | |
2039 | $1,837 billion | |
2040 | $1,959 billion | |
2041 | $2,087 billion | |
2042 | $2,221 billion | |
2043 | $2,363 billion | |
2044 | $2,512 billion | |
2045 | $2,668 billion | |
2046 | $2,831 billion | |
2047 | $3,002 billion | |
2048 | $3,181 billion | |
2049 | $3,368 billion | |
2050 | $3,562 billion |
Projections of the Fund, being the combined assets of the base and additional Lloyds accounts, are based on the nominal projections from the 31st Actuarial Report on the United Kingdom Pension Plan as at December 31, 2021.